Ryan Kirwan, Principal Broker, HQ Mortgages Inc. - Sudbury, Ontario

Sarah Weichler

Fast, very easy, friendly and professional service! I would recommend this team to anyone looking for mortgage services. When we were in a rush, Rico and his team helped us get our pre approval very quickly and in a way which was convenient with our busy schedules. Best customer service I’ve had in a long time. This team cares about you personally.

Josh Brohart

Ryan and his team have been great to work with over the past 10 years. He is very knowledgeable and professional and has ALWAYS been able to beat the banks rates. If you are buying, refinancing or renewing give Ryan a call and I know that he will be able to help you out too.

Danielle Bernard-St-Denis

Rico at HQ Mortgages was the best decision we made! This is our umpteen real estate transaction and the first time we went with a broker instead of directly with the bank themselves.

Rico made sure we got a reasonable mortgage rate and that we had no penalties from our previous mortgage. He took care of problems we didn't even know existed.

The mortgage specialist at the bank even stated that we did good by choosing Rico, seeing as he made sure we avoided just under 10k of bank penalties. Worth it just with that, to say the least.

When someone has your back like this...it makes the world of difference!

Thank you Rico

Justin Saumier

Had a wonderful time dealing with Rico and his team. Was there with me and my fiancé from start to finish, ensuring the mortgage process was stress free and easy to get into (first time home buyers).

Absolute professionals! Would recommend to everyone looking to buy a home! Thanks Rico!

Chantal Parisien

A little history on me....7 years ago I went through a divorce, and my credit was ruined. I never thought I would ever be able to get a mortgage again. I was told about Ryan Kirwan at HQ Mortgages, and I gave him a call. He coached me through building my credit, and was always available when I had questions, and because of his hard work my dreams of being a home owner is here.

I never felt like just a number....I felt cared for and appreciated as a valuable customer. Thank you so much Ryan!

Suzanne Findlay

I would reccomend working with Rico Johnston. He was extremely knowledgeable, and answered all our questions. He was able to get us the mortgage we wanted when we were turned down by others. Even our realtor said she have never gotten financing handled so quickly with anyone else.We are now paying our own mortgage instead of someone else's thanks to Rico!!

Julie-Anne Forest

My husband and I have dealt with Ryan for the second time and each experience was flawless. He's always looking out for our best interest and that goes a long way. I would recommend him anytime. 🙂 Thanks Ryan!!!

Scott Allaire

Worked with Gerry and Rico would also talk to me just to clear things up as well, answered all my questions since I was getting into investing. Awesome group to work with and walk you through what you can afford. Good place to get pre approval to see what you can afford and what your options are.